I Get It! You're A SAVVY Buyer, so go Ahead and
READ ON for EVEN MORE SAVVINESS!
TIP #1: DON T GO AT IT ALONE!!!
Georgia's "buyer agency law" means you can have an experienced Realtor working for you - absolutely FREE! There are a lot of myths out there about having a realtor represent you. Check out my blog for common misconceptions about buyers agents or visit www.realtor.com for facts on choosing a realtor http://finance.realtor.com/homefinance/guides/buyers/step02.asp
I offer Exclusive Buyer Representation and it's Free!
It s your RIGHT to have someone represent you in the buying process and it doesn t cost a thing, but could end up SAVING YOU A FORTUNE!!!
TIP #2: Determine how much you can afford .aka ..GET QUALIFIED!!
Don t waste your time searching for homes when you don t have an understanding of your price range. You could be looking at properties that will break your bank or looking a lower-priced homes, when you could actually afford something much nicer. Let me know if you would like a recommendation on how to get you qualified. Don t worry if your credits not the best, I can also recommend a credit repair specialist to help out too!
To get an estimate of what the monthly payment would be, feel free to check out a mortgage calculator such as http://www.mortgage-calc.com/
Tip #3: Define your NEEDS versus your WANTS!!!
There are a lot of choices out there right now and rather than waste your time looking at properties that fit some of your requirements, define WHAT IS A MUST for you and what is an "added bonus." From there we can establish a direct path to homeownership instead of a curvy one with lots of twists and turns.
TIP #4: When interest rates are low opt for a fixed mortgage!
Right now interest rates are at an all time low, so if you get a good rate, go for a fixed mortgage. Getting financing, interest rates, buy downs, and pre approvals could seem like another language at times. Allow me to put you in contact with a qualified, professional mortgage broker that can walk you through all those details.
TIP #5: If you find a house you like make an OFFER on it!
More and more I am seeing buyers find a home that meets all their MUSTS, but because there are so many options, wait to put an offer in. By the time they do, the home is under contract with another buyer or you now face the worst place to be in when you buy .bidding wars! Don t get caught up in the next best thing. The market is not as bad as the media makes it. Don t risk losing the home of your dreams!
TIP 6: Don t get emotionally invested.
Pick a price you are not willing to exceed and even if you are absolutely in love with the home, if its out of your budget MOVE ON. Don t get caught up in the emotional rollercoaster.
TIP 7: Keep in mind improvement costs.
If you find a home that has the structure, floor plan, yard, and overall meets your musts, but is outdated .simply improve. Kitchen renovations have become quite affordable and to lay some tile or wood floors in smaller areas can really change the appearance of the home without breaking the budget. Expect lower improvement costs with newer homes.
TIP #8: Get a professional opinion.
Even if the house was built in 2008, getting a home inspection is important in the buying process.
Call for other great buying tips, 678.463.3173 or better yet, TEXT me NOW.
HERE ARE JUST A FEW OF THE EXCELLENT BUYING OPPORTUNITIES AVAILABLE RIGHT NOW!!!!
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